Indonesia Second Home Visa 2025

Long-term Residency with Investment Opportunities for Investors, Retirees, and Global Citizens Seeking Stability and Freedom in Indonesia.

Program Quick Facts

Investment Amount

Rp130,000

Fees and Expenses

From Rp130

Residency (Visa) Length

5 years

Time to Obtain

1-3 months

Complexity

Moderate

The Indonesia Second Home Visa offers long-term residency for up to 10 years, designed primarily for investors, retirees, and digital nomads seeking extended stays in the country.

This visa requires a minimum investment of approximately USD 130,000 in either local real estate or a bank deposit, with an additional government fee of around USD 130 per applicant.

There is no annual income requirement to qualify, but visa holders must maintain a physical presence in Indonesia for at least 183 days per year to retain residency status.

After three years of continuous residence, applicants may apply for permanent residency; however, there is no direct path to Indonesian citizenship through this visa.

The application process can be started remotely, with initial documentation and preliminary steps completed online.

Final visa approval and stamping require the applicant’s presence in Indonesia to complete investment verification and registration formalities.

Typical processing time for residency approval is approximately 90 days.

Who can apply for Indonesia Second Home Visa?

Eligibility and requirements for the main applicant and family members.

Main Applicant Requirements

  • Must invest at least IDR 2,000,000,000 (~USD 130,000) in an Indonesian bank account or through the purchase of real estate.
  • Investment must remain untouched during the period of residence.
  • Must hold a valid passport with at least 36 months of validity from the application date.
  • Must provide a bank statement showing sufficient funds or documentation proving real estate ownership.
  • Must submit a Curriculum Vitae (CV).
  • Must submit two color photographs with a white background.

Program Options, Fees and Requirements

Option 1: Indonesia Second Home Visa – Investors, Retirees, and Long-Term Residents

A long-term visa allowing individuals to reside in Indonesia for up to 10 years through investment in real estate or a local bank deposit. Designed for investors, retirees, and tourists, but does not grant the right to work.

Requirements:

Minimum Investment

A minimum investment of IDR 2,000,000,000 (~USD 130,000) via a local bank deposit or real estate purchase. Funds must remain untouched during the stay.

Amount: Rp130,000

Valid Passport

Passport must be valid for at least 36 months from the application date.

Amount: Rp0

Proof of Funds or Property

A bank statement showing IDR 2 billion (~USD 130,000) or proof of real estate purchase in Indonesia.

Amount: Rp0

Additional Documentation

CV and two color photographs with a white background are required. Family members must provide birth or marriage certificates translated into English.

Amount: Rp0

Fees:

Visa Application Fee

Government fee of IDR 21,000,000 (~USD 130) per applicant, payable during visa application.

Amount: €130

Real Estate Transfer Fee (if applicable)

5% transfer fee applied to real estate purchases (~USD 6,500 on a $130,000 property).

Amount: €6,500

Value Added Tax (VAT) on Property (if applicable)

11% VAT applied to real estate purchases (~USD 14,300 on a $130,000 property).

Amount: €14,300

A long-term visa allowing individuals to reside in Indonesia for up to 10 years through investment in real estate or a local bank deposit. Designed for investors, retirees, and tourists, but does not grant the right to work.

Main Applicant
Spouse
(additional)
Child
(additional)
Requirements
Minimum Investment*
Rp130,000 (not included in total)Rp0 (not included in total)Rp0 (not included in total)
Fees and Expenses
Visa Application Fee
Rp130
Rp0
Rp0
Real Estate Transfer Fee (if applicable)
Rp6,500
Rp0
Rp0
Value Added Tax (VAT) on Property (if applicable)
Rp14,300
Rp0
Rp0
Total Cost
Rp20,930
for main applicant
Rp20,930
for married couple
Rp20,930
for family of 3
* Items marked with an asterisk are not included in the total cost calculation

Benefits & Restrictions

Benefits

Restrictions and Drawbacks

lifestyle

Indonesia offers a warm climate and a family-friendly environment, making it an attractive destination for long-term residents. The lower cost of living compared to many Western countries enhances the overall quality of life for expatriates and investors alike.

no access to public health system

Holders of the Second Home Visa do not have access to Indonesia's public healthcare system, requiring them to secure private health insurance or alternative medical coverage during their stay.

residency

The Second Home Visa provides a clear path to permanent residency after three years, allowing investors and their families to establish long-term ties to Indonesia. Family members are included in the visa, supporting a cohesive relocation experience.

no tax incentives

The program does not offer specific tax incentives, including exemptions on dividend or capital gains taxes. Visa holders are generally subject to Indonesian tax regulations if they meet residency criteria.

tax

While the program does not impose an annual income requirement, the absence of income thresholds allows a broad range of investors and remote workers to qualify without financial barriers related to earnings.

no path to citizenship

The Second Home Visa does not provide a pathway to Indonesian citizenship, limiting holders to permanent residency status without the option to naturalize through this program.

How to apply for Second Home Visa - Timeline

Up to 90 days

Application Processing

Submit your application and required documents for review and await approval.

5 years

Initial Residency Period

Receive the Second Home Visa granting residency valid for an initial period of five years.

Ongoing

Physical Presence Requirement

Maintain residency by residing in Indonesia for at least 183 days each calendar year.

3 years

Eligibility for Permanent Residency

Become eligible to apply for permanent residency after three consecutive years of holding the visa.

N/A

Citizenship Pathway

No pathway to citizenship is available through the Second Home Visa program.

Varies

Remote Application Process

Begin your visa application remotely online; final approval and visa stamping require presence in Indonesia.

Indonesia Taxation at a glance

Key Information

Taxation Type: Territorial tax system

Special Regime:

Normal Tax Residency: 183 days

Special Residency: Indonesia has a special tax residency rule where foreigners who become tax residents and meet certain skill requirements can be taxed only on Indonesian-sourced income for the first four years. This applies even if the income is paid offshore, but it may not apply if the individual uses a Double Taxation Agreement (DTA) with the source country.

Income Tax Rate: 35

Dividend Tax
Yes
10 - Dividend income is generally subject to a final withholding tax. However, exemptions are available in certain cases. Domestic corporate shareholders can receive dividends from Indonesian companies without being taxed. Domestic individual shareholders may also be exempt if dividends are reinvested in Indonesia within a specified period. Similarly, foreign dividends may be exempt if reinvested in Indonesia. It’s essential to consult a tax advisor to ensure compliance with these exemptions.
Capital Gains Tax
Yes
2.5 - Capital gains from the sale of shares listed on the Indonesian Stock Exchange are exempt from tax if the shares are held for more than a year. However, land and property sales are subject to tax unless exemptions apply for specific transactions, such as sales between related parties or for certain small-value transfers.
Property Rental Income Tax
Yes
10 - Rental income from property in Indonesia is subject to taxation. For tax residents, the rental income is taxed at a final rate of 10% of the gross rental income. Non-residents are subject to a final withholding tax of 20%, unless a Double Taxation Agreement (DTA) applies. If a corporate entity owns the property, the rental income is taxed at a rate of 22%. Additionally, Value-Added Tax (VAT) at 11% may apply to rental transactions for registered taxable entrepreneurs.
Property Tax
Yes
Property ownership in Indonesia is subject to several taxes, including the annual Land and Building Tax (PBB), which is up to 0.5% of the market value, and a one-time Property Transfer Tax (BPHTB) of 5% on the higher of the transaction or market value. Capital gains from property sales are taxed at 2.5% of the transaction value, and rental income is taxed with a withholding rate of 20% for non-residents.
Inheritance Tax
No
Indonesia does not impose inheritance, estate, or gift taxes. Inheritance is generally exempt from income tax under Article 4 Paragraph (3) of the Income Tax Law. However, if the inherited assets generate income, such as interest or dividends, that income remains subject to taxation. Additionally, the transfer of land and buildings may incur a 2.5% final income tax on the transfer value.
Wealth Tax
No
CFC Laws
No
Indonesia does not have Controlled Foreign Corporation (CFC) rules specifically targeting individuals. However, it does apply CFC rules to certain business entities, generally focusing on corporations that control foreign subsidiaries. The aim is to prevent tax avoidance by shifting income to low or no-tax jurisdictions.

Frequently Asked Questions

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