Malaysia My Second Home (MM2H) Visa 2025

Flexible Residency in Malaysia Designed for Investors, Professionals, and Their Families to Experience the Country’s Growing Potential.

Program Quick Facts

Fees and Expenses

From RM11,400

Income Requirement

RM80,000/year

Residency (Visa) Length

5 years

Time to Obtain

3-6 months

Complexity

Complex

The Malaysia My Second Home (MM2H) program offers a long-term residency visa for investors, digital nomads, retirees, and their families who meet specific financial and residency requirements.

Applicants must maintain a fixed deposit of USD 65,000 in a Malaysian financial institution and demonstrate an annual income of at least USD 80,000. Additional government and administrative fees total approximately USD 11,400.

To maintain the visa, a minimum cumulative physical presence of 90 days per calendar year in Malaysia is required.

For applicants aged 25 to 49, this requirement may be fulfilled by either the principal applicant or their eligible dependents.

Dependents, including spouses, children, and certain family members, can be included under the same application.

Applicants become eligible to apply for permanent residency after 10 years of continuous residence, with citizenship applications also possible after the same period under the MM2H framework.

The processing time for visa approval is approximately 120 days. Initial application stages can be completed remotely through licensed MM2H agents; however, personal presence in Malaysia is required for later procedural steps.

This program is suited for investors, digital nomads, retirees, and professionals seeking flexible, long-term residency in Malaysia.

Who can apply for Malaysia MM2H?

Eligibility and requirements for the main applicant and family members.

Main Applicant Requirements

  • Minimum age 21 years old (varies slightly by category)
  • Fixed deposit amounts vary by category (from USD 32,000 to USD 1 million) held in a Malaysian financial institution
  • Up to 50% of the fixed deposit can be withdrawn after MM2H approval for residence, education, medical treatment, or tourism
  • One-off participation fee applies for principal applicants only, ranging from RM1,000 to RM200,000 depending on the category
  • Must purchase a property meeting minimum value criteria specific to each category (e.g., RM600,000 to RM2 million)
  • Property resale is prohibited for 10 years unless purchasing a higher-value property
  • Minimum stay of 90 days cumulative per year; for ages 25–49, stay requirement can be met by principal or dependents
  • Pass validity varies by category from 5 to 20 years, all include Multiple Entry Visa and renewable every 5 years
  • Mandatory health check-ups at government-approved clinics/hospitals
  • Long-term medical treatment allowed
  • Pass can be transferred to registered next-of-kin dependents in case of principal’s death
  • Renewal fees vary by category (RM300 to RM5,000 for principal and dependents)
  • Overseas funds brought in are not taxed under MM2H scheme

Program Options, Fees and Requirements

Option 1: Malaysia My Second Home (MM2H) Visa - Platinum Category

A 20-year multiple-entry visa for financially secure individuals with investment and income requirements, allowing residency, business activities, and employment in Malaysia.

Requirements:

Fixed Deposit

USD 1 million fixed deposit in a Malaysian financial institution, with up to 50% withdrawal allowed after approval for residence, education, medical, or tourism expenses.

Amount: RM1,000,000

Participation Fee

One-off fee of RM200,000 (approx. USD 45,000) for the principal applicant. No fees for dependents.

Amount: RM45,000

Residence Purchase

Purchase of residence worth RM2 million or more (approx. USD 445,000). Property cannot be sold for 10 years unless replaced with a higher value property.

Amount: RM445,000

Minimum Stay

Minimum cumulative stay of 90 days per year. Participants aged 25–34 can meet stay requirements via principal or dependents.

Amount: RM0

Dependents

Includes spouse, biological/step/adopted children under 21, single unemployed children 21–34, medically certified disabled children, parents/in-laws, and foreign maid.

Amount: RM0

Medical Check-Up

Mandatory medical check-up in government-approved clinics or hospitals.

Amount: RM0

Fees:

Visa Application & Renewal Fees

RM5,000 for principal and dependents (approx. USD 1,130) paid every 5 years at renewal via One Stop Centre, MM2H / Immigration Department.

Amount: €1,130

Option 2: Malaysia My Second Home (MM2H) Visa - Gold Category

A 15-year multiple-entry visa for individuals with substantial financial means, allowing long-term residency in Malaysia with limited business and employment rights.

Requirements:

Fixed Deposit

USD 500,000 fixed deposit in a Malaysian financial institution, with up to 50% withdrawal allowed after approval for residence, education, medical, or tourism expenses.

Amount: RM500,000

Participation Fee

One-off fee of RM3,000 (approx. USD 670) for the principal applicant. No fees for dependents.

Amount: RM670

Residence Purchase

Purchase of residence worth RM1 million or more (approx. USD 223,000). Property cannot be sold for 10 years unless replaced with a higher value property.

Amount: RM223,000

Minimum Stay

Minimum cumulative stay of 90 days per year. Those aged 25–49 can meet stay requirements via principal or dependents.

Amount: RM0

Dependents

Includes spouse, biological/step/adopted children under 21, single/unemployed children 21–34, medically disabled children, parents/in-laws.

Amount: RM0

Medical Check-Up

Mandatory medical check-up in government-approved clinics or hospitals.

Amount: RM0

Fees:

Visa Renewal Fee

RM3,000 (approx. USD 670) renewal fee for principal and dependents every 5 years.

Amount: €670

Option 3: Malaysia My Second Home (MM2H) Visa - Silver Category

A 5-year multiple-entry visa designed for individuals with moderate financial means, offering renewable long-term residency in Malaysia with limited work and business rights.

Requirements:

Fixed Deposit

USD 150,000 fixed deposit in a Malaysian financial institution, with up to 50% withdrawal allowed after approval for residence, education, medical, or tourism expenses.

Amount: RM150,000

Participation Fee

One-off fee of RM1,000 (approx. USD 223) for the principal applicant. No fees for dependents.

Amount: RM223

Residence Purchase

Purchase of residence worth RM600,000 or more (approx. USD 133,800). Property cannot be sold for 10 years unless replaced with a higher value property.

Amount: RM133,800

Minimum Stay

Minimum cumulative stay of 90 days per year. Those aged 25–49 can meet stay requirements via principal or dependents.

Amount: RM0

Dependents

Includes spouse, biological/step/adopted children under 21, single/unemployed children 21–34, medically disabled children, parents/in-laws.

Amount: RM0

Medical Check-Up

Mandatory medical check-up in government-approved clinics or hospitals.

Amount: RM0

Fees:

Visa Renewal Fee

RM1,500 (approx. USD 335) renewal fee for principal and dependents every 5 years.

Amount: €335

Option 4: Malaysia My Second Home (MM2H) Visa - Special Economic Zone (SEZ) Category

A 10-year multiple-entry visa for applicants aged 21 and above, designed for those investing in designated SEZ properties, offering renewable long-term residency with specific financial and stay requirements.

Requirements:

Age Requirement

Applicant must be 21 years old or above.

Amount: RM21

Fixed Deposit

USD 65,000 fixed deposit for applicants aged 21–49, or USD 32,000 for applicants aged 50 and above, held in a Malaysian financial institution. Up to 50% withdrawal allowed after approval for residence, education, medical, or tourism.

Amount: RM65,000

Participation Fee

One-off fee of RM1,000 (approx. USD 223) for principal applicant. No fees for dependents.

Amount: RM223

Residence Purchase

Purchase of specific SEZ property directly from developers (minimum price subject to state policies). Property resale is prohibited for 10 years unless a higher value property is purchased.

Amount: RM0

Minimum Stay

Minimum cumulative stay of 90 days per year. Applicants aged 25–49 may meet stay requirements via principal or dependents.

Amount: RM0

Dependents

Includes spouse, biological/step/adopted children below 21, single/unemployed children 21–34, medically disabled children, parents/in-laws.

Amount: RM0

Medical Check-Up

Mandatory medical check-up in government-approved clinics or hospitals.

Amount: RM0

Fees:

Visa Renewal Fee

RM300 (approx. USD 67) renewal fee for principal and dependents every 5 years.

Amount: €67

A 20-year multiple-entry visa for financially secure individuals with investment and income requirements, allowing residency, business activities, and employment in Malaysia.

Main Applicant
Spouse
(additional)
Child
(additional)
Requirements
Fixed Deposit*
RM1,000,000 (not included in total)RM0 (not included in total)RM0 (not included in total)
Participation Fee*
RM45,000 (not included in total)RM0 (not included in total)RM0 (not included in total)
Residence Purchase*
RM445,000 (not included in total)RM0 (not included in total)RM0 (not included in total)
Fees and Expenses
Visa Application & Renewal Fees
RM1,130
RM0
RM0
Total Cost
RM1,130
for main applicant
RM1,130
for married couple
RM1,130
for family of 3
* Items marked with an asterisk are not included in the total cost calculation

Benefits & Restrictions

Benefits

Restrictions and Drawbacks

lifestyle

Malaysia offers a warm climate combined with a high quality of life, making it an attractive destination for long-term residents. The country is recognized for its family-friendly environment, providing amenities and social infrastructure suitable for dependents of all ages. Additionally, the cost of living is lower compared to many Western countries, supporting a comfortable lifestyle.

work prohibition

Visa holders under the MM2H program are not permitted to work or engage in employment activities within Malaysia without obtaining additional work permits. This restriction limits direct employment opportunities for residents under this visa category.

residency

The MM2H program provides a long-term visa with a clear pathway to permanent residency after 10 or more years of continuous legal residence. The visa also allows inclusion of family members such as spouses, children, parents, and eligible dependents, facilitating a cohesive family relocation.

mandatory physical presence

While the initial application stages for the MM2H visa support remote submission through licensed agents, applicants are required to be physically present in Malaysia at later stages for formal immigration procedures and visa finalization.

tax

Malaysia operates a territorial tax system under the MM2H scheme, which means income earned outside the country is generally not subject to Malaysian taxation. This feature benefits foreign nationals looking to maintain efficient tax planning while residing in Malaysia.

no access to public healthcare

MM2H visa holders do not have access to Malaysia’s public healthcare system. As such, obtaining private health insurance or arranging for private medical care is necessary for long-term residents.

How to apply for MM2H - Timeline

Malaysia Taxation at a glance

Key Information

Taxation Type: Territorial tax system

Special Regime: 15% flat rate on employment income

Normal Tax Residency: 182 days

Special Residency:

Income Tax Rate: 30

Dividend Tax
Yes
2 - The new 2% dividend tax, effective from 1 January 2025, exempts dividends from foreign sources, companies with pioneer status or reinvestment allowances, tax-exempt shipping companies, cooperatives, closed-end funds, Labuan entities, and certain public funds like the Employees Provident Fund (EPF) and Amanah Saham Nasional (ASNB).
Capital Gains Tax
Yes
10 - Capital gains are generally exempt from tax in Malaysia, except for real property. The main exemption condition is that the asset must not be real property (land and buildings) or shares in real property companies. Gains from most other assets including stocks, bonds, and other securities are completely exempt from taxation regardless of holding period.
Property Rental Income Tax
Yes
30 - Property rental income is taxed at progressive rates (0%-30%) for residents and a flat 30% for non-residents. Landlords can deduct expenses like repairs, insurance, and taxes from their rental income, but not initial costs like advertising or legal fees. Failure to declare rental income may result in penalties.
Property Tax
Yes
Property tax includes Quit Rent (Cukai Tanah), an annual land tax, and Assessment Tax (Cukai Pintu), a local tax based on the annual rental value of the property. Additionally, property transactions are subject to Stamp Duty, and profits from property sales are taxed under the Real Property Gains Tax (RPGT). Rates vary depending on location, property type, and holding period.
Inheritance Tax
No
Malaysia does not impose inheritance, estate, or gift taxes.
Wealth Tax
No
CFC Laws
No

Frequently Asked Questions

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