Portugal Passive Income (D7) Visa

A quick and fairly easy path to Portugal temporary residency.

Program Quick Facts

Fees and Expenses

From €2,500

Income Requirement

€9,800/year

Residency (Visa) Length

2 years

Time to Obtain

1-3 months

Complexity

Simple

The Portugal D7 Passive Income Visa grants temporary residency to eligible applicants.

Applicants must demonstrate an annual passive income of at least €10,000 to qualify.

Portugal is considered a high-tax country, which applicants should consider when applying for this visa.

To maintain the visa, applicants must reside in Portugal for the majority of the year to ensure eligibility for renewal.

Permanent residency can be obtained after five years, while citizenship eligibility requires six years of continuous residency.

Dependents can be included in the application.

The processing time for the Portugal D7 Visa is approximately 4-6 months.

Application can be started remotely but the applicant must visit Portugal for biometrics.

The Portugal D7 Passive Income Visa is ideal for persons of independent means seeking temporary residency in Portugal and those who are planing to relocate there full time.

Who can apply for Portugal D7 visa?

Eligibility and requirements for the main applicant and family members.

Main Applicant Requirements

  • Must be a non-EU/EEA/Swiss citizen
  • Must have a clean criminal record
  • Must have health insurance
  • Must meet the minimum passive income requirements
  • Must demonstrate proof of accommodation (rental or purchase agreement)
  • Must provide proof of income (10,000 EUR per year)

Program Options, Fees and Requirements

Option 1: Portugal D7 Visa

A visa designed for retirees and individuals with passive income to live in Portugal. Applicants must prove sufficient income to sustain themselves and meet accommodation requirements.

Requirements:

Proof of Income

Proof of annual income of €9,120 for the main applicant, €4,560 for a spouse, and €3,048 per child.

Amount: 9,120

Accommodation

Proof of rental or purchased accommodation. An average rental property costs €6,000 per year.

Amount: 6,000

Health Insurance

Health insurance for the main applicant and dependents, starting at €400 per person.

Amount: 400

Fees:

Visa Application Fee

Fee for submitting the visa application, €90 per person.

Amount: €90

Residency Permit Fee

Fee for issuing the residency permit, €158 per person.

Amount: €158

Legal Services

Legal fees for application assistance, starting at €2,000 for the main applicant and €500 per dependent.

Amount: €2,000

A visa designed for retirees and individuals with passive income to live in Portugal. Applicants must prove sufficient income to sustain themselves and meet accommodation requirements.

Main Applicant
Spouse
(additional)
Child
(additional)
Requirements
Proof of Income*
9,120 (not included in total)4,560 (not included in total)3,048 (not included in total)
Accommodation
6,00000
Health Insurance
400400400
Fees and Expenses
Visa Application Fee
90
90
90
Residency Permit Fee
158
158
158
Legal Services
2,000
500
500
Total Cost
8,648
for main applicant
9,796
for married couple
10,944
for family of 3
* Items marked with an asterisk are not included in the total cost calculation

Benefits & Restrictions

Benefits

Restrictions and Drawbacks

Lifestyle

Portugal’s temperate climate, vibrant culture, and scenic landscapes provide an ideal lifestyle for individuals seeking a high quality of life. Expats on this visa can enjoy easy access to Portugal’s modern amenities, historic sites, and diverse communities, creating a balanced environment for relaxation and exploration.

High Tax Country

Portugal’s tax rates on domestic income are relatively high, with progressive rates that can reach up to 48%. Although foreign income may benefit from reduced rates or exemptions, residents should be prepared for potential tax obligations on income earned within Portugal.

Path to Citizenship

The D7 Visa offers a clear pathway to Portuguese citizenship in as little as six years. By fulfilling the residency requirements, visa holders can progress toward naturalization, ultimately gaining the privileges of EU citizenship, including freedom to live, work, and study across the European Union.

Annual Presence Requirement

To maintain residency, individuals are required to reside in Portugal for at least 183 days each year. This requirement ensures that applicants genuinely establish their life in Portugal but may limit flexibility for those who prefer extended stays outside the country.

Fast Processing

With a swift processing time of approximately 45 days, the D7 Visa allows applicants to make timely relocation plans. This efficient timeline is particularly appealing for individuals looking to establish residency and settle quickly within Portugal's welcoming borders.

Path to Permanent Residency

After five years of temporary residency, applicants may qualify for permanent residency, granting them long-term stability and access to benefits similar to those of Portuguese citizens. This milestone is an appealing step for expats who wish to make Portugal their permanent home.

EU Schengen Access

Residency in Portugal grants visa holders Schengen Area access, allowing for seamless travel across 26 European countries without additional visa requirements. This benefit makes the D7 Visa a strategic choice for expats and investors prioritizing mobility within Europe.

Family Members Included

The D7 Visa extends to family members, allowing spouses and children up to 18 years old to benefit from the residency and lifestyle Portugal offers. This inclusive approach provides an excellent opportunity for families to relocate together with full access to education, healthcare, and cultural experiences.

Tax Incentives

Portugal provides advantageous tax incentives under its Non-Habitual Resident (NHR) tax regime, offering certain new residents potential tax exemptions or reduced tax rates on foreign-source income. This incentive makes the program particularly appealing to retirees and remote workers.

D7 visa vs other programs in Portugal

CriteriaD7 - Passive Income VisaD1 - Highly Skilled Worker Visa>Golden Visa>D8 - Digital Nomad Visa>D2 - Entrepreneur Visa>
Investment Amount€0€0€500,000€0€0
Residency TypeTemporary ResidencyTemporary ResidencyPermanent ResidencyTemporary ResidencyTemporary Residency
Application Fees€2,500€1,650€34,000€320€1,146
Annual Income Requirement€9,800€10,440€0€41,760€10,440
Annual Presence Requirement183 days183 days7 daysNaN days183 days
Key Perks
Simple SetupEU Schengen AccessLow Cost Program
EU Schengen AccessSimple Setup
EU Schengen AccessInstant Permanent ResidencyNo Presence Required
Simple SetupEU Schengen Access
EU Schengen AccessSimple Setup
Ideal For
Person of independent means
Digital Nomads
Investors
Digital NomadsPerson of independent means
EntrepreneursInvestorsDigital Nomads

How to apply for D7 visa - Timeline

Varies

Preparation and Document Gathering

Gather required documents, including proof of passive income, accommodation, and health insurance.

60-90 days

Consulate Application Processing

Submit your application at the Portuguese consulate or embassy in your home country and await processing.

As Scheduled

Temporary Visa Issuance

Receive a temporary D7 visa, valid for four months, allowing entry to Portugal and the start of the residency process.

60-90 days

Residence Permit Application in Portugal

Upon arrival, apply for a residence permit through the Agency for Integration, Migration and Asylum (AIMA).

Portugal Taxation at a glance

Key Information

Taxation Type: Residence based

Special Regime: Non-Habitual Residence

Normal Tax Residency: 183 days

Special Residency: Permanent home

Income Tax Rate: 48

Dividend Tax
Yes
28 - Dividends and interest are liable to taxation at a flat rate of 28%. However, the taxpayer may opt to be liable to tax on dividends and interest received at the marginal rates varying between 13.25% and 48%, plus the solidarity tax rate, if applicable (in 2024).
Capital Gains Tax
Yes
28 - Capital gains in Portugal are subject to 28% tax.
Property Rental Income Tax
Yes
28 - For non residents the property rental income is taxed at 28% while for residents it's taxed as ordinary income up to 48%
Property Tax
Yes
Inheritance Tax
Yes
Wealth Tax
Yes
CFC Laws
Yes

Frequently Asked Questions

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